Please read the following terms and conditions thoroughly and carefully. By accessing Texas Bank Web site and any pages thereof, you agree to be bound by the terms and conditions stated below. If you do not agree to the terms and conditions below, do not access this site, or any pages thereof.

COPYRIGHT (C) TEXAS STATE BANK 2008. ALL RIGHTS RESERVED

Copyright in the pages and in the screens displaying the pages, and in the information and materials therein and in their arrangement, is owned by Texas Bank, unless otherwise indicated. No one has permission to copy or republish, in any form, any information found on this Web site and any pages thereof, unless otherwise indicated.

TRADEMARKS

Texas State Bank logos are registered trademarks and service marks. Texas State Bank may also claim trademark and service mark rights in other marks contained in the pages.

LIMITATION OF LIABILITY

In no event will Texas State Bank be liable for any damages, including without limitation direct or indirect, incidental, consequential, or special damages, losses or expenses arising in connection with this site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus, or time or system failure, even Texas State Bank, or representatives thereof, are advised of the possibility of such damages, losses, or expenses. Hyperlinks to other internet resources are at your own risk; the content, accuracy, opinions expressed, and other links provided by these resources are not investigated, verified, monitored, or endorsed by Texas State Bank.

NO WARRANTY

The information and materials contained in this site including text, graphics, links, or other items, are provided “as is”,”as available”. Texas State Bank does not warrant the adequacy, accuracy, or completeness of this information and materials and expressly disclaims liability for errors or omissions in this information and materials. No warranty of any kind, implied, express or statutory, including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose or freedom from computer virus, is given in conjunction with the information and materials.

USE OF INFORMATION AND MATERIALS

The information and materials contained in these pages, and the terms,conditions, and descriptions that appear, are subject to change. Not all products and services are in all geographic areas. Your eligibility for particular products and services is subject to final Texas State Bank determination and acceptance.

SUBMISSIONS

All information submitted to Texas State Bank via this site shall be deemed and remain the property of Texas State Bank and shall be free to use, for any purpose, and ideas, concepts, know-how or techniques contained in information a visitor to this site provides Texas State Bank though this site. Texas State Bank shall not be subject to any obligations of confidentiality regarding submitted information except as specifically agreed or required by law.

E-MAIL

Messages sent by e-mail may not be secure, may be intercepted by third parties and may not be immediately received by the appropriate department at Texas State Bank. Please do not use e-mail to send us communications which contain confidential information, which we require in writing or which need our immediate attention. Please call us instead at 325-949-3721 or 1-800-700-9603. Be aware that a “receipt” acknowledgment on an e-mail message means only that the message has been routed into the Internet, not that the message has been received by Texas State Bank.